Is Foundation Repair Insurance Covered By My Homeowner’s Policy?

It’s unlikely that foundation repair insurance is covered by your homeowner’s policy, as most insurance companies do not cover foundation damage or issues. If you need to fix areas that have been destroyed, get a foundation inspection and estimate right away. It’s important to remember that homeowner policies in Texas DON’T cover insurance for foundation repair in cities like Fort Worth or Plano. When you want to fix your foundation damage, HD Foundations is the contractor to contact.

Whether you have a cracked concrete slab or a pier and beam foundation, you’ll want to review the policy issued by your insurance company, and learn more about foundation repair issues and the percent of houses damaged. Unfortunately, many property owners often discover that their homeowner’s insurance doesn’t cover lots of things, not the least of which are foundation issues in North Texas. This includes foundation deterioration caused by earthquakes, droughts, under slab plumbing leaks and rain.

Does Homeowners Insurance Cover Foundation Repairs?

As a general rule they don’t, but please be aware that insurance policies issued to homeowners who have damage vary from one area to the other. That’s why you’ll want to speak to a representative at your insurance company about this now. Be sure to find out what their company’s position is on paying for the cost of fixing your house foundation, and carefully review your policy. Find out exactly what’s covered and what isn’t. When it comes to foundation repair insurance, you’ll want to make sure that you’re the type of homeowner that doesn’t encounter any big surprises. It pays to know the causes of foundation damage so you can prevent deterioration from occurring and protect your valuable investment. In the event you do see cracks, fissures or other forms of destruction, you’ll need to call a foundation repair contractor. It’s imperative to minimize the amount of harm that could occur. Don’t wait to have your foundation serviced. Fix any issues you see without delay. Regardless of whether your insurance policy covers your structure or not, foundation problems will only get worse as time goes by. Put a stop to these issues now and save yourself time, trouble and considerable money. If you think your foundation is cracked or damaged, contact HD Foundations for free repair estimates today. We’ll gladly stop by and inspect your foundation at no charge.

Updated 9/13/2021